How It Works
Learn more about how to get a cash advance. We'll explain what a cash advance is, how you qualify, and how you can sign up for a free quote.
About Cash Advances
When you get a cash advance, you are getting a small, short-term loan intended to cover small but urgent expenses that you encounter between paydays. You might get a cash advance to attend to urgent bills or make emergency purchases. Cash advances may also be referred to as payday advances, payday loans, or paycheck loans. A cash advance is secured against your next paycheck, which allows lenders to relax their qualification requirements. Similarly, when you get a cash advance, most lenders will automatically deposit the funds into your account and then automatically withdraw the repayment plus a finance charge on the loan's due date.
Qualifying to Get a Cash Advance
The qualifications to get a cash advance will vary by lender. However, our lenders tend to have the following general requirements:
- U.S. citizenship
- At least 18 years old
- Employed or have a consistent source of income
- Make at least $1000 per month
- Active checking or savings account
- Direct deposit feature on bank account
Signing up to Get a Cash Advance
You can sign up to get a cash advance in just a few simple steps on our website. Here is how the process works:
- Provide us with some contact information. Your first step to get a cash advance is to provide us with your basic contact information on our simple, online sign-up form. The form will only take a few minutes to fill out.
- We will match you with a lender instantly. Upon receiving your information, we will match you with a quality lender that can help you get a cash advance. You will be directed to this lender's website to get a free quote and get any questions answered that you might have.
- Apply to get a cash advance. If the lender makes you an acceptable offer, you can then apply to get a cash advance on the lender's website. Most of our lenders offer completely electronic applications, so the process is hassle-free.
Please read our Frequently Asked Questions if you have any unanswered inquiries.
