Frequently Asked Questions about Getting a Cash Advance

Here are the answers to the most commonly asked questions about how to get a cash advance.

What is a cash advance?

A cash advance is a smaller, short-term loan that is designed to help you make ends meet between paydays. A cash advance can help you cover emergency expenses, such as car repairs, groceries, utility bills, etc. Cash advances are secured against your next paycheck, which makes them easier to qualify for and more accessible than most other types of loans and credit.

How do I get a cash advance?

You can get a cash advance from one of our lending partners by filling out our free, online sign-up form. The form will ask you for some basic contact information and should only take a couple minutes to fill out. Once we have your information, we will match you with a respected lender that can help you get a cash advance. You can then get a free quote on an advance from the lender and get any questions you may have answered. Our services are completely free and come with no obligation, so you have nothing to lose. Discover why you may want to get a cash advance before a financial disaster occurs.

Are you a cash advance lender?

No, you will not get a cash advance from our company, as we are a free referral service and not a lender. Instead, we will match you with a lender from our vast network of lending partners.

How much does it cost to get a cash advance?

The cost to get a cash advance will vary by lender. Usually, an advance comes with a finance charge that you must pay on the loan's due date. This finance charge is usually expressed as a dollar amount per the amount you borrow. For example, $10 for every $100 you borrow might be your finance charge. You can find your finance charge, usually expressed as an APR, in bold in your consumer loan agreement.

When is my loan due?

Many of our lenders try to time the due date of your loan with your next payday for your convenience. However, this is not always the case, so you should consult your consumer loan agreement for the exact due date. On the due date, the amount of your cash advance plus a finance charge will automatically be deducted from your account unless you choose to roll the loan over. Only certain lenders offer this option. Rolling the loan over means you pay only the finance charge on the loan's due date and then extend the loan for more time and an additional fee.